How Tax Delinquency Leads to Tax Sale

1

Taxes Become Delinquent

Property taxes are due December 31. On January 1, unpaid taxes become delinquent with penalties and interest starting immediately.

2

Payment Plan Window Opens

Before April 30, you can apply for a payment plan at the Collector's Office. This is your best chance to avoid the tax sale.

3

August Tax Sale

Properties without payment plans or full payment are offered at the annual tax lien sale, typically held each August.

4

Redemption or Loss

After the sale, you have a limited window to redeem — or you lose your property permanently.

How Jackson County Payment Plans Work

The Jackson County Collector's Office allows delinquent property owners to set up payment plans to avoid tax sale. Here's what you need to know:

Deadline: You must apply by April 30 at the Jackson County Collector's Office.

Costs & Interest

  • 9% one-time penalty on the delinquent tax amount
  • Up to 1.5% per month ongoing interest
  • Full delinquent amount must be paid by end of plan
Warning: Miss any single payment and the whole plan is voided. All remaining taxes become immediately due, and your property goes to tax sale.

Neighborhood Impact

South Kansas City

Lower property values can mean the payment plan amount rivals what you'd walk away with by selling. Do the math before committing to a plan.

Independence

High delinquency rates. If you're already struggling to pay taxes, adding 9% + monthly interest to the burden may not be sustainable.

Raytown

Moderate home values with good equity potential. Selling may net you significantly more than the cost of catching up on taxes.

Grandview

Rising property values mean more equity to protect. Whether you choose a payment plan or sell, act before the August tax sale.

Your Alternative: Sell for Cash

If a 12-month payment plan with 9% penalties and monthly interest isn't realistic for you, there's another option: sell your home for cash and walk away debt-free.

How it works: We buy your home as-is, pay all delinquent taxes at closing, and you walk away with cash in as few as 14 days. No repairs, no commissions, no 12 months of worry.
Sell to Saving KC Payment Plan
Timeline 14 days to close 12+ months of payments
Back Taxes We pay them all at closing You pay over time + interest
Risk Zero — guaranteed close One missed payment = plan voided
Cash in Hand Yes — walk away with money No — you spend money
Interest None to you 9% penalty + 1.5%/mo
Stress We handle everything 12 months of deadlines

Jackson County Collector's Office

Address: 415 E 12th St, Floor 1, Kansas City, MO 64106

Phone: (816) 881-3232

Hours: Monday–Friday, 8:00 AM – 5:00 PM

Payment Plan Deadline: April 30