Frequently Asked Questions

Saving KC Homebuyers (816-429-2900) can close on your Kansas City house in as few as 7 days. We pay cash, so there is no bank approval, no appraisal wait, and no financing that could fall through. Most sellers pick a closing date between 14 and 30 days.

Here is what happens after you accept. The title company runs a title search, which takes 3 to 5 business days. Once the title is clear, we close at a local KC title company. You pick the exact date. Need 60 days instead? That works too. Call us at (816) 429-2900 and we will build a timeline around your schedule.

No. Saving KC Homebuyers (816-429-2900) buys houses in any condition across the Kansas City metro. Foundation cracks, fire damage, mold, roof leaks, code violations, and overgrown yards do not matter to us. Leave the house exactly as it is.

We have bought homes with collapsed ceilings, standing water in the basement, and active mold. We buy hoarder houses, fire-damaged properties, and homes with every system failing. You do not need to fix, clean, paint, or renovate a single thing.

Saving KC Homebuyers (816-429-2900) bases every cash offer on your home's After Repair Value, which is what the house would sell for in perfect condition. We subtract repair costs, holding costs, and our margin, then show you the full breakdown so every dollar is clear.

We look at recent sales in your neighborhood, square footage, lot size, bedrooms, bathrooms, and 2026 market trends. We itemize our repair estimate so you can see each line item. If you disagree with any number, we are happy to talk it through. The offer is always free and comes with no obligation.

Zero. Saving KC Homebuyers (816-429-2900) charges no agent commissions, no closing costs, no processing fees, and no hidden charges. The number on our cash offer is the amount you walk away with at closing.

The only amounts subtracted at the title company are your existing mortgage payoff and any liens on the title. We do not deduct anything else. If we say $120,000, you get $120,000 before your own debts. There is no fine print.

Saving KC Homebuyers (816-429-2900) buys single-family homes, duplexes, triplexes, and small multi-family buildings up to 4 units across the entire Kansas City metro. We purchase in any condition, any price range, and any situation.

We buy in Jackson County, Clay County, and Platte County in Missouri, plus Wyandotte County and Johnson County in Kansas. Occupied, vacant, tenant-occupied, probate and estate properties, homes with liens, homes with code violations, and even condemned properties all qualify.

Saving KC Homebuyers (816-429-2900) helps homeowners in pre-foreclosure stop the process, protect their credit, and keep cash in their pocket. A fast cash sale can pay off the mortgage before the bank takes the home.

In Missouri, under RSMo Chapter 443, lenders must give notice before foreclosing. Once you get that notice, you usually have 20 to 30 days before the next step. We can close inside that window. Even if you are further along, we may still help. We have stopped foreclosures in Jackson County, Clay County, and Wyandotte County. The sooner you call, the more options you have.

No. The cash offer from Saving KC Homebuyers (816-429-2900) is completely free with no obligation. We explain how we got the number and give you all the time you need to think it over. There is no pressure and no expiration date.

We encourage you to get a listing agent's opinion too and compare both options side by side. If listing makes more sense for your situation, do that. We want you to make the best choice for your family, even if that means not selling to us.

Yes. Saving KC Homebuyers (816-429-2900) works with homeowners who still have a mortgage balance on most deals we close. The title company pays off your remaining mortgage from the sale money, and you keep whatever is left.

If you owe more than the home is worth, we can talk to your lender about a short sale. In a short sale, the lender agrees to take less than the full balance. We have worked with most major mortgage companies on short sales across the KC metro.

With Saving KC Homebuyers (816-429-2900), the entire process from first phone call to cash in your hand can take as little as 10 days. Compare that to listing with an agent, which typically takes 3 to 6 months in the Kansas City market.

When you list, you pay 5 to 6 percent in agent commissions, 1 to 3 percent in closing costs, and thousands in repairs. About 15 to 20 percent of MLS deals fall through when the buyer's loan does not close. With us, there are zero repairs, zero commissions, zero closing costs, and one short walkthrough. We pay cash, so there is no financing risk.

After you accept, Saving KC Homebuyers (816-429-2900) opens escrow with a local Kansas City title company. The title company runs a title search in 3 to 5 business days, and we resolve any issues that come up so you do not have to worry about them.

A few days before your closing date, the title company sends you a settlement statement. It shows the sale price, any mortgage or lien payoffs, and your net check amount. On closing day you sign the deed at the title company office. Your money goes out the same day by wire transfer or cashier's check.

Liens and judgments do not stop a cash sale. Saving KC Homebuyers (816-429-2900) buys houses with tax liens, mechanic's liens, HOA liens, and court judgments every month. The title company clears them at closing from the sale money.

In Missouri, property tax liens follow the rules in RSMo Chapter 140. In Kansas, tax sale rules fall under K.S.A. 79-2801. We understand both. If the total liens are more than the home's value, we can negotiate with lien holders to accept less. Call us to talk through your exact situation.

Yes. Saving KC Homebuyers (816-429-2900) buys tenant-occupied properties regularly. Whether your tenant pays on time, is behind on rent, or will not leave, we can still buy the home. You do not need to evict anyone first.

We take over all landlord duties at closing and handle the tenant situation from there. This is one of the most common reasons Kansas City landlords sell to us. If you are tired of being a landlord, call us and we will take the property off your hands.

In 2026, Saving KC Homebuyers (816-429-2900) buys homes across the full Kansas City metro covering 5 counties in Missouri and Kansas. If your property is in the KC metro, we can almost certainly buy it.

Our coverage includes Jackson County (Kansas City, Independence, Blue Springs, Lee's Summit, Raytown, Grandview), Clay County (Liberty, Gladstone, North Kansas City), Platte County (Parkville, Platte City, Riverside), Wyandotte County (Kansas City KS, Bonner Springs), and Johnson County (Overland Park, Olathe, Shawnee, Lenexa, Merriam).

Saving KC Homebuyers (816-429-2900) is a registered Missouri business operating out of 1705 Baltimore Ave, Kansas City, MO 64108. Ernest Dodson is the owner and has been buying homes in Kansas City since 2020. Every deal closes through a licensed local title company.

Our office at 1705 Baltimore Ave is 1.1 miles from the Jackson County Courthouse. You can visit us in person, check our business registration, or look up our reviews online. We handle probate sales under RSMo Chapter 473 and inherited property transfers under K.S.A. Chapter 59 on a regular basis. Call (816) 429-2900 with any questions.